Question

It is April 19, 2012 and you suddenly remember that your credit card bill is due the next day. You have the money in your checking account to pay the bill in full. The mailing address for the credit card company is a few thousand miles away so you assume that it will take a few days for your check to arrive. What should you do?
A. Take the letter to the post office to get it postmarked on or before April 20th since that will be fine with the credit card company.
B. Access your credit card account online to see if they have online options available that will get the payment to them by April 20th.
C. Send the check to your credit card company through your bank’s bill pay service which guarantees 48 hour delivery.
D. Call the credit card company to tell them you will be late with your payment.

Answer 1

Answer:

The best answer is B

Explanation:

D is just admitting you are late when you aren't late yet, so we can eliminate that answer.

Many credit card companies may allow choice A. However, some will consider the first one as possibly fraudulent due to how relatively easy it is to backdate postmarks or get a postmaster to backdate them. Also, if A is true, then C must be true because checks are sent through mail which goes through the post office. We also must assume there is only one answer. B is the correct choice.