Which sentence uses commas correctly?

In a single day, Chuck lost his keys, his favorite, pen-and-pencil set, his credit, card and his watch.

In a single day, Chuck lost his keys, his favorite pen, and pencil set, his credit card and his watch.

In a single day, Chuck lost his keys, his favorite pen-and-pencil set his credit card and his watch.

In a single day, Chuck lost his keys, his favorite pen-and-pencil set, his credit card, and his watch.