It helps lenders decide whether or not to loan a person money.
Answer: Option A.
Explanation:
A credit record is a record of a borrower's capable reimbursement of obligations. A credit report is a record of the borrower's financial record from various sources, including banks, charge card organizations, assortment offices, and governments.
Your credit report contains individual data, credit account history, credit requests and open records. This data is accounted for by your moneylenders and loan bosses to the credit authorities.
