Question

Which of these statements describe a situation in which people have to make a copay?

A. They get their car repaired after an accident.

B. Their houses burn down.

C. Their possessions are stolen.

D. They visit a doctor.

Answer 1

A copayment is a fixed amount paid by a patient to the insurance company prior to a doctors’ visit. Insurance company ask the insured for copay to share health care cost, which is often a small portion of the actual cost of the medical service received. This is meant to prevent a person from seeking unnecessary medical care.