The first one should be to create a better supervision within the road so the government could know who's at fault during a colission
The second one is the governemnt could require all cars to install additional camera on thier windshield, so they could record everything that happened during an incident.
The third one, the government could create an algorithm that match incident fund with social security number, so the payment could be made only to those in lower economic bracket
The last one would be the government should pay attention whether insurance company play into account