Using the output below, determine which of the following is true:
drwxr-xr-x 4 jsmith finance 128 Feb 21 2023 projectx
a) The file is readable, writable, and executable by the user jsmith.
b) The file is only readable by the user jsmith.
c) The file is writable and executable by the group finance.
d) The file is writable and executable by everyone.