[tex]\displaystyle\lim_{h\to0}\frac{(5+h)^{-1}-5^{-1}}h=\lim_{h\to0}\frac{\frac5{5(5+h)}-\frac{5+h}{5(5+h)}}h[/tex]
[tex]\displaystyle=-\lim_{h\to0}\frac h{5(5+h)h}[/tex]
[tex]\displaystyle=-\lim_{h\to0}\frac1{5(5+h)}=-\frac1{25}[/tex]
Alternatively, recall that if [tex]f(x)=\dfrac1x[/tex], then [tex]f'(x)=-\dfrac1{x^2}[/tex], and so
[tex]f'(5)=\displaystyle\lim_{x\to5}\frac{\frac1x-\frac15}{x-5}[/tex]
Take [tex]h=x-5[/tex], so that [tex]x=h+5[/tex], and we have the original limit. So the limit is equivalent to the value of [tex]f'(5)[/tex], i.e.
[tex]f'(5)=-\dfrac1{5^2}=-\dfrac1{25}[/tex]