A credit report is "a report prepared by a credit bureau which shows details of an individual’s credit history".
A credit report is a detailed report of a person's record as a consumer arranged by a credit bureau. Credit bureaus gather data and make credit reports dependent on that data, and banks utilize the reports alongside different subtle elements to decide advance candidates' credit value. In the United States, there are three noteworthy credit detailing agencies: Equifax, Experian and TransUnion. Every one of these announcing organizations gathers data about buyers' close to home subtle elements and their bill-paying propensities to make a remarkable credit report; although a large portion of the data is comparative, there are regularly little contrasts between the three reports.