Ursula has 1 credit card with a credit limit of $3000. She usually charges $2400 per month. She typically pays bills a week or two late. She owes $9000 on a car worth $10,000. Which is most likely to occur? A. Her application for a new credit card will be approved. B. If she gets a mortgage, she will have a low high interest rate. C. She will have a high credit score. D. Her application for a loan with low interest rate will be denied