A drawback of a regular savings account is a relatively low rate of return.
Thus, the correct option is A.
An interest-bearing deposit account kept at a bank or other financial institution is referred to as a savings account.
Although these accounts pay very little interest, their dependability and security make them a perfect choice for saving money for unexpected expenses.
Although there are some restrictions on how frequently you can withdraw money from a savings account, overall they provide exceptional flexibility that makes them perfect for creating an emergency fund, saving for an immediate need, such as a car or vacation.
Simply moving extra money you don't need into your checking account so it can earn more interest.
Savings and other deposit accounts are significant sources of funding for loans made by financial organizations.
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