The correct answer is False, money management decisions include deciding how much credit to obtain to support your spending and what sources of credit to use. It is a false statement.
Money management is a plan for your money so you can make the most of it. This plan mostly involves budgeting, saving money, averting or reducing loans, and investing in your future.
Savings refers to the money a person has left over after subtracting their consumer spending from their disposable income from above a given time moment. Savings represent a net surplus of funds for a personal or household after all expenses and obligations have been paid.
The correct answer is False, money management decisions include deciding how much credit to obtain to support your spending and what sources of credit to use. It is a false statement.
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