While perfect, linear progress toward any of your goals is unlikely, consistency is what counts.
Setting Financial Goals
Setting short-, mid-, and long-term financial goals is an essential first step to achieving financial security. If you're not setting any specific goals, you run the risk of going over budget. You will then have no choice but to retire or to use the money for unforeseen expenses. It's possible to get caught up in a cycle of credit card debt and feel as though you'll never have enough money to buy adequate insurance, leaving you more vulnerable than necessary to managing some of life's biggest risks.
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