Question

Which of the following things can you do to improve your credit score?
A.
Avoid using credit
B.
Use a credit card and pay it off each month
C.
Use the maximum amount of credit you are offered
D.
Get department store cards that don't report to credit bureaus

Answer 1

to raise a credit score you must pay off the money that you use each month however this will raise you credit score over a number of months

Answer 2

Answer:

B. Use a credit card and pay it off each month

Explanation:

The credit score shows the creditworthiness of an individual or a company etc

Whether he or she or the company is paid the borrowed amount on time or not. If the same is not paid in the given period of time so it directly impacted the credit score.

Based on the credit score, the person or the company could get the loan from the financial institutions

So in the given case, if the person is using the credit card then he or she have to pay off the outstanding month on each month so that it improves their credit scores