We have the following:
We have that the area of a rectangle is the following
[tex]\begin{gathered} A=l\cdot w \\ \text{In this case:} \\ l=y+4 \\ w=y-5 \end{gathered}[/tex]replacing:
[tex]\begin{gathered} A=(y+4)(y-5)=y^2-5y+4y-20 \\ A=y^2-y-20 \end{gathered}[/tex]