I can write give you an answer with an assumption. Say you want to buy $500 worth of products. If you go to the store, you get 20% off, but you pay 7.5% tax on it so:
$500-20%=$400
That's $100 off makes sense because $100-$20= $80x5=$400
you don't get 20% off sales tax, so we do
$400+7.5%=$430
That's $30 in taxes.
If you would do it online, it would be:
$500-$20 online coupon is = $480
shipping is free because I'm over $75
So which one is less? The in-store purchase because it's $430 vs online is $480. Online is $50 more than in-store.