Question

with a certain medical insurance policy, the customer must pay first pay an annual $200 deductible, and then the policy covers 80% of the cost of x-rays. the first insurance claims for a specific year submitted by a person srentit two x-rays. the first x-ray cost $620, and the second x-ray cost $970. how much, in total will he need to pay for these x-ray?

Answer 1

The insurance policy covers 80% of the cost of x-rays after paying an annual deductible.

The first x-ray costs $620

The second x-ray costs $970

First, you have to add the cost of both x-rays to determine how much do they cost:

$620+970=1590$

Both x-rays together cost $1590

Second, calculate the 80% of $1590, the result will represent the amount deducted by the insurance

$\frac{80\cdot1590}{100}=1272$

→ The amount covered by the insurance is $1272

Third, subtract the discount to the total cost of the x-rays to determine how much will he pay

$1590-1272=318$

So after paying an annual deductible of $200, he will pay $318 for the x-rays.