Respuesta :
The physicians, surgeons and dentists malpractice form provides coverage for liability arising out of malpractice, error, or mistakes made in rendering or failing to render medical services.
Professional liability :
Professional liability insurance provides coverage for financial damages arising from rendering or failure to render professional services. It helps to protect you and your business from claims not covered by commercial general liability coverage, such as erroneous advice or a perceived failure to deliver the services agreed to in your client contract. For example, suppose your client sues your business for mistakes related to your service. In that case, a professional liability policy may help you cover the legal defense costs and damages that you may be ordered to pay because of your negligence.
What Is Errors and Omissions Insurance (E&O)?
Errors and omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions.
What Does Professional Liability Insurance Cover?
Professional liability insurance provides coverage for client claims that your service or advice caused them financial harm.
The following coverages are typically included in professional liability insurance:
- Mistakes, negligence, or alleged negligence – services provided or not provided by your company that result in client damages
- Defense costs – Legal defense costs associated with lawsuits against your company (regardless of fault)
- Personal injury – claims of liable or slander, whether they’re true or not
- Copyright infringement – Copywrite law issues, mistakes, oversights, and misunderstandings
- Previously performed services – protection for current and previous work completed (for an agreed-upon timeframe).
- Temporary staff and independent contractors – work performed by your employees, including temporary staff and independent contractors
Learn more about professional liability :
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