The answer is Property risk.
Financially speaking, the risk is the possibility that a result or investment won't produce the desired results or return.
Risk involves the potential for losing all or a portion of the initial investment.
Risk situations that specifically affect a company's buildings and other physical assets are referred to as "property risk."
Property risk is made up of risk occurrences like fires, bad weather, and terrorist strikes.
Property risk events have the ability to stop corporate operations and cause significant financial losses in addition to harming and destroying physical property.
Hence, The uncertainties of direct and indirect losses to personal or real property due to fire, windstorms, accidents, theft, and other hazards are called property risks.
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