The answer is complicated by the fact that the future is uncertain.
Saving money usually implies having it on hand when we need it and having a minimal chance of losing its value. Typically, investing has a long-term view, such as our children's college fund or retirement. The most significant and fundamental distinction between saving and investing is risk.
Savings vary from investing in that savings are often put into a bank savings account or a fixed deposit. Investing, on the other hand, is purchasing assets such as real estate, gold, stocks, or mutual fund shares that have the potential to increase in value over time.
Therefore, the answer is complicated by the fact that the future is uncertain.
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