The type of health insurance coverage that takes up where basic health insurance coverage leaves off is Major medical expense insurance.
What is health insurance coverage?
- It is a legal entitlement to pay for your health care costs which is generally under a contract with a health insurance company or government program like Medicare, Medicaid.
- The primary purpose of medical insurance is to pay actual medical costs.
- Basic health insurance offer less coverage for lower premiums. Subscribers pay a low premium for coverage and receive set amounts of cash to reimburse them for events including doctor visits, lab tests and surgery.
- Major medical insurance offers more coverage for a higher premium. Major medical insurance covers more than doctor visits and surgical procedures. It also covers the expenses associated with serious illness or hospitalization.
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