Respuesta :

Loans are usually offered at the full value of collateral is the true statement.

What is collateral?

Collateral is the security or the garantee that an lender accepts on behalf of the loan. It is an asset which is accepted by lender till the repayment of his loan.  

Loans are generally provided on the full value of collateral and it helps in the extension of the loan. The lender also get assured by the collateral specially at the time of non payment of loan he will be able to recover it from collateral.

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