Answer:
Explanation:
Answer
It depends.
If you have suitable collateral that you can put up, then getting a loan is not that hard, especially if you are already known by the bank. They know you if you have been smart enough to go in every so often and so something that brings you in contact with a teller -- like make a withdrawal of a small amount, say 20 dollars.
If you are not known by any bank then it is best to get known. If you have a credit card that has a zero or near zero balance, then you can ask a bank officer to take out money on the strength of the card.
If neither of those apply, it can be very difficult. Banks want (rightly), to know everything about your finances.
Once you find a bank that will loan you money, stick with them. If you become known as a good customer, (which means don't overdraw your account), you can get a loan. In all it takes time, and you should treat it as very important to build up your credit rating. Stay out of financial hot water.
