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As you scroll over different states, pay attention to the breakdown of percentages between prime, near prime, and subprime. What pattern(s) do you notice? What might be a cause of this distribution?

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Tundexi Tundexi

06-04-2022

The pattern noticed between the Prime, near prime, and subprime mortgage is the discrepancies of interest rates.

What is a prime mortgage?

Prime mortgage interest rates are usually fized by banks and other mortgage lenders who may want to lend money to customers with the best credit histories.

What is a Subprime mortgage?

The subprime mortgage usually carries an interest rate higher than the rates of prime mortgages.

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