Which person would most likely have a bad credit report?
A. Oliver pays off the balance on his credit card every month and
recently closed an account he doesn't use.
B. In the past year, Brendan paid some of his bills late, and he has
several credit cards he never uses.
O C. Josie declared bankruptcy 10 years ago, has been in the me job
for eight years, and shays all her bills on time.
D. Mark has lived in the same house for 10 years, and he always pays
his bills on time,
