Owen invested $81,000 in an account paying an interest rate of 3\tfrac{7}{8}3 8 7 % compounded continuously. Zoe invested $81,000 in an account paying an interest rate of 3\tfrac{1}{4}3 4 1 % compounded monthly. After 9 years, how much more money would Owen have in his account than Zoe, to the nearest dollar?