Nine lava-flow hazard zones for the volcanoes on Hawai‘i Island (Kīlauea, Mauna Loa, Mauna Kea, Hualālai, and Kohala) are shown on the map below. The zones, ranked from 1 through 9, represent a scale of decreasing hazard as the numbers increase, based on the probability of coverage by lava flows.
The land area classified under Zone 1, the most hazardous, includes volcanic vents in the summits and rift zones of Kīlauea and Mauna Loa, Hawai‘i's two most active volcanoes. Zone 9, considered the least hazardous region, consists of Kohala, a volcano that has not erupted for 60,000 years.
1) Would you insure people's homes that lived in the above zones? Explain WHY or WHY NOT!
2) Are there any limitations you would place on the homeowners? Explain WHAT!