What is the difference between a universal defense and a personal defense?
A. A universal defense cannot be used as a defense for negotiable
instruments, while a personal defense can.
B. A universal defense applies in all situations, while a personal
defense applies to the parties in a specific contract.
C. A universal defense is considered a breach of contract, while a
personal defense is not considered a breach of contract.
D. A universal defense involves cases of failure of a condition, while
a personal defense involves cases of forgery or illegality.
B is the answer
