Answer:
Monica comes from an islamic school. She knows and understands the islamic values, and respects them. Monica respects her elders. She also values, respects, and understands the importance of hijabs. She believes in everything because it's what is taught and encouraged at his school. Lilly on the other hand, believes the complete opposite, because of the influence of the people around her, and because her school doesn't teach anything about islam.
Explanation:
It's the influence and attitude of people around you, and how much your educated that changes anything!