The goals that should not have the long-term goal should be considered is the saving for the weekend vacation.
A long-term goal should be that arise in the near future. It plays a vital role for the successful carrer. Also, it is something which needs to achieve in near future. It needs the time and planning.
Here in the given situation, the saving for the down payment, retirement for the higher education these all represents the long term goal.
Therefore, the second option is correct.
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