Respuesta :
The answer would be D. Having evidence to support your statement is key. Your evidence may consist of statistics, articles, real-life experiences etc.
There's no logical fallacy in the statement. Also, there is not multiple sources of information and there are not many ideas. Just the one: "credit cards are harmful" that is supposedly based on an article. That is only one option that fits it and since it is not A, B, or C for the reasons explained above, it must be:
D. Use of evidence to support opinions
The evidence, in this case, is what the article talks about: students that end college with even more debt because of credit cards.