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Answer:
Invest ~to use money...
Withholdings~ amount removed...
Balanced budget~ one in which
Discretionary~ expenses that are optional
Explanation:
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Balanced Budget- Expenditures are equal to money earned
Invest- Use of money in a way that will increase its value in the future
Withholding- Amounts removed from gross income to pay for taxes and other expenses
Discretionary- Expenses that are optional
What is Balanced Budget?
A balanced budget is a financial planning or the budgeting process where total expected revenues are equal to total planned spending.
This term is most frequently applied to public sector (government) budgeting.
A budget can also be considered balanced in hindsight after a full year's worth of revenues and expenses have been incurred and recorded.
What is Investment?
Investment means investing an asset to attain an increase in value over a period of time. Investment requires using present asset, such as time, money, or effort.
In finance, the purpose of investing is to generate a return from the invested asset which may consist of a gain (profit) or a loss realized from the sale of a property or an investment, unrealized capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income.
The return may also include currency gains or losses due to changes in the foreign currency exchange rates.
Investors generally expect higher returns from riskier investments. When a low-risk investment is made, the return is also generally low. Similarly, high risk comes with a chance of high returns.
Investors are often advised to diversify their portfolio as it will be helpful in reducing the risk.
Withholding:
Withholding is the portion of an employee's wages that is not included in their paycheck but is instead remitted directly to the federal, state, or local tax authorities.
Withholding reduces the amount of tax employees must pay when they submit their annual tax returns. The employee's income, marital status, number of dependents, and number of jobs all determine the amount withheld.
Discretionary:
A discretionary expense is a cost that a business or household can survive without, if necessary.
Discretionary expenses are often defined as nonessential spending. This means a business or household is still able to maintain itself even if all discretionary consumer spending stops.
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