You can model the situation you described as
[tex]y=125+5x[/tex]
Where [tex]y[/tex] represents the money spent, and [tex]x[/tex] the number of uses.
The [tex]y[/tex] intercept is 125, which represents the money spent without using the club even once. In fact, to find it you set [tex]x=0[/tex], i.e. zero usage.