Question

8. Which of the following statements is not true about disability insurance? (1 point)
a. The only way to get disability insurance in through your employer.
b.You can have short-term or long-term disability insurance.
c. Long-term disability insurance ends when a person turns 65.
d. Long-term disability insurance usually lasts five years.
9. Which of the following might be considered positive aspects of HMO's? (1 point)
a. Free choice of primary care physician
b. Care from non-HMO provider not covered
c. Out-of-pocket expenses are usually low
d. Easy to receive specialized care
10. Which of the following might be considered a negative aspect of HMO's? (1 point)
a. Out-of-pocket expenses are usually high.
b. OHMO's focus on preventative care.
c. Not easy to receive specialized care
d. Free choice of primary care physician

Answer 1

Answer:

Long-term disability insurance ends when a person turns 65.

c. Out-of-pocket expenses are usually low

c.not easy to receive specialized care

Answer 2

Statement that is not right about disability insurance is C: Long-term disability insurance ends when a person turns 65.

Statement that might be considered positive aspects of HMO's is C:Out-of-pocket expenses are usually low.

Statement that might be considered a negative aspect of HMO is : C: not easy to receive specialized care.

• Disability insurance can be regarded as a type of insurance product which offer income in the event whereby a policyholder is prevented from working , it can be gotten through one's employer and can be short-term or long-term.

• A health maintenance organization (HMO) can be explained as network which offer health insurance coverage for a monthly or annual fee. with it , specialized care is easy to accessed.

Therefore,HMO are made up of group of medical insurance providers.

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