Answer:
this one is up to you copy and paste which evwr answer you like better no worries i did both.
YOU TAKE IT: You take it because it is helping you in the end. 20 dollars is a bargain and I could work that off at my job in an instant and plus i can sell it to other students for a raised price. no on would have to know.
YOU DECLINE: it is morally wrong and someone could find out. depending on who found out, you could get into some real trouble. that trouble being who knows what, but probably getting reported. yes, either reported or kicked out of the class or school entirely