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The 1890's are often viewed today as a happy time period when Americans lived uncomplicated lives with few problems to worry about. But, time has a way of covering up the negative and the ugly. Rather than being a "happy time," the 1890's may have been one of the worst times for Americans.

First of all, the 1890's was a time when a very few individuals and families made fantastic fortunes and lived the life of kings. By the turn of the century Andrew Carnegie, the steel tycoon, made over $20 million a year tax-free (there were no income taxes then). Yet, the vast majority of Americans were barely getting by. One of Carnegie's steelworkers would have earned about $450 a year working 12-hour shifts six days a week.

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