A community center charges x dollars for a summer activity if individuals are signed up before the day of the activity. Individuals who sign up the day of the activity are charged a fee of x plus 0.20 x dollars. Which expression also represents the fee for signing up the day of the activity, and what does it mean about the fee?

1.2 x; individuals signing up the day of the activity get charged 20% more

0.8 x; individuals signing up the day of the activity get charged 20% more

1.2 x; individuals signing up the day of the activity get charged 20% less

0.8 x; individuals signing up the day of the activity get charged 20% less