Question

Suppose that you have the option to buy an item with either cash or credit. under which condition would you use credit?
a. if you don't want to pay interest
b. if you want to build a good credit history
c. if you like carrying a lot of cash on you

Answer 1

If you want to build a good credit score

Answer 2

The answer is B „if you want to build a good credit history”

When you by with credit, you are buying something with money you do not actually have. Then, you will have to pay it back, as well as interests for borrowing it. But if you need a good credit history, by using and paying your credit card, it will make you be seen as a trustfull and responsible creditors by the bank or any other credit loan you will apply for.