Question

Charlene wants to go to medical school. She knows it will cost a lot of money and requires very good grades. She also wants to finish school debt-free. Which best describes some of the milestones she might set?

a meeting with a teacher to ask how to improve her grades, and a plan to search for tutoring jobs
a government loan for a certain amount of money, and a number of classes to take at a local college
a loan from a bank, and an application for a scholarship
an amount of money she will add to savings each month, and an amount of time she will spend studying each week

Answer 1

The last one seems the best.
The middle 2 both require getting a loan, meaning debt. The last one describes that she will study, resulting in better grades, and saving money, meaning she won’t have debt in the future

Answer 2

Personal finances are the management of the budget of an individual. To set milestones Charlene should tutor to earn money and study hard to get good grades.

What are personal finances?

Personal finances are the monetary management of an individual so that budgeting, saving and spending can be taken into account for the risks and other events in the future.

To save money for the future education without taking debt one can earn by doing tutoring and should study hard so that good grades can be useful in getting scholarships.

The other options cannot be used to finance as they require getting a loan which will add to the debt and includes spending money that will not save up for her use.

Therefore, option A. tutoring and getting good grades is a milestone that can be set by Charlene.

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