When you have a credit card you are borrowing money from your bank, each month you have to pay off the money you borrowed from the bank (which is the stuff you bought with the credit card, debit card is when you use only money that is in your bank that you made yourself) if you keep paying off your credit card debt every month your credit score will go up, meaning banks and other things can trust you more on giving back their money. When you have a low credit score that’s when you borrow the money but you don’t pay them back or it takes longer for you to pay back the money. When you have a low credit score companies and banks will be less interested in you. Ways you can maintain a good credit score is to keep paying off your debt monthly. :)
