Troy is searching for a new home. He’ll need to take out a mortgage once he finds a house. Before visiting the bank, Troy decides to check his credit score on his credit report. To Troy’s surprise, his score was much lower than he thought. He also discovered that there were two credit card accounts he didn’t recognize. Troy could have been a victim of , and he should check his more often to avoid being surprised in the future.

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Answer:

Troy could have been a victim of identity theft , and he should check his  credit report more often to avoid being surprised in the future.

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Answer:

Troy could have been a victim of identity theft, and he should check his credit card disclosure agreement more often to avoid being surprised in the future.

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