Answer:
The correct answer is letter "D": People who have the ability but not the money to get a credential are kept from higher-quality jobs, which reduces growth.
Explanation:
Credentialism refers to a practice carried out by employers by which certain documents or credentials are required at the moment of providing job opportunities. While this ensures entities hire qualified personnel, it represents a disadvantage for those employees who might have the skill necessary to perform the activities of the job being offered but do not have the resources to pay for the usually expensive certificates.
Under this scenario, growth is limited only for those who have the certifications requested by employers who might not necessarily be applicants with the capabilities and expertise necessary to conduct the duties necessary for the job they are applying for.