Answer: Julio
Explanation: Humans struggle with situations related to work, finances, academics, heath, etc. The feeling experienced coping with this struggle is referred to as stress.
They are three different types of stressors, acute stress, episodic acute stress and chronic stress. Julio who has lost everything he laboured for all his life will most definitely suffer chronic stress and would have a difficult time coping when compared to Bill that suffers episodic acute stress. Bill is only stressed because of the current challenges he is facing. Once these challenges are fixed he bounces back to living his normal life.