Question

Recommended methods to protect yourself from identity theft and fraud include_______.
a Placing a credit freeze with the credit bureaus.
b Allowing inaccurate information to be removed from your report after 7 years.
c Monitoring your credit report every 2-3 years.
d Utilizing a specialty locking or monitoring service.

Answer 1

Answer:A

Explanation:

Answer 2

A Credit freeze prevents prospective creditors from getting access to the credit file.  

• It prevents others from opening accounts in your name.

• It does not affect your credit score or the current credit accounts but it does affect your ability to qualify for a credit card or loan.  

• A credit freeze is free and there is no downside to it, it works as an extra safety measure.

So, A. Placing a credit freeze with the credit bureaus is the correct answer.

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