Term that does not deal with investing for the future is
D. Social Security
Explanation:
Bonds are usually signed as a transaction or a proof for the requirement of a future transmission in the governmental records by two private bond holders.
Overdrafts are similar and are presented as drafts of the money that is owed while a retirement plan works towards the future for when the plan holder will eventually retire.
Only social security is provided on a daily basis to the people in need pf governmental assistance for their survival.