Question

The fair debt collection practices act prohibits __________

Answer 1

Answer:

Prohibit abusive or unfair languages when collecting money from debtors.

Explanation:

The fair debt collection practices act prohibits the use of abusive, unfair or vulgar languages when retrieving debts. Collectors can meet with debtors to collect money but illicit or imprudent practices are forbidden according to this act.

Answer 2

Answer:

The fair debt collection practices act prohibits the use of abusive, unfair, or deceptive practices with regard to debt collection.

Explanation:

Fair Debt Collection Practices Act (FDCPA):

Fair debt collection practices act is a federal law, approved on 1977 for the protection of consumer rights against the use of abusive, unfair, or deceptive practices of debt collectors.

This act specifies certain restrictions for the dept collectors such as;

• They cannot contact you at inconvenient time or place.
• They cannot harass or threaten you over the phone or in person.
• In case you have an attorney, then they must contact your attorney

Fair debt collection practices act covers the debts such as mortgages , medical debts, credit cards etc