Answer:
Deducting some percentage of amount from savings and investing them in bonds will give higher rates.
Explanation:
It is believed that bond is better than savings. Stocks and bonds together are as good as mutual funds and saving accounts together. So, Chris should increase the investment in Stock and deduct that amount from mutual. Also, he can deduct some amount form savings and invest in bonds. This would give him higher interest rates.
In a nutshell, there is some amount in mutual and some amount in savings, which would be beneficial in case there is any loss in stock and bonds.
