Answer:
A pension fund companies
Explanation:
A pension fund is a retirement plan that allows an employee and the employer to make contributions into a pool of funds set aside for a the employee's future benefit i.e after retirement. The pool of funds is invested on the employee's behalf, and the earnings on the investments generate income to the worker upon retirement. The pension fund companies serves as the intermediary that accept such contributions and help invest such funds until the retirement of such employee