Your tuition for the coming year is due today. You borrow $8,000 from your uncle and agree to repay in the three years an amount of $9,250. What is the interest rate on this loan

Respuesta :

Answer:

Interest rate on the loan is approximately 5%

Explanation:

The interest rate on the loan can be found by using the compound interest formula.

                  FV  =  P(1 + r)^t

 Where:     FV  = Future value

                    P  =  Principal amount

                    r   =  Interest rate

                    t   =  Time period in years.

                  FV  =  $9,250

                     P  =  $8,000  

                     t   =  3 years

                     r   =  unknown

Substitute the values above into the formula  

            9,250   =  8,000 (1+r)^3

Divide both sides by 8000

  9,250/8000   =  (8,000 (1+r)^3)/8000

          1.15625   =  (1+r)^3

Find the cube root of both sides

         [tex]\sqrt[3]{ 1.15625}[/tex]   = [tex]\sqrt[3]{(1+r)^3}[/tex]

   1.049584113    =  1+r

Subtract 1 from both sides

1.049584113 - 1   =  1+r - 1

   0.049584113   =   r  

                       r   =  0.049584113

                       r   ≈  0.05 = 5%

That is, the interest rate on the loan is approximately 5%

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