You've got your budget, credit history and saving in order. whats your next step before shopping for a home?A. Shop for a mortagage B). Find a real estate agent C). Scan home for sale listing online D). Attand open house in neighborhoods you've considering.

After setting up a budget and starting a housing fund, reviewing your credit report and ratings, and saving a certain amount of money to make it possible to purchase a house, the next step implies mortgage lender pre-approving a loan. It gives you an idea of how much money a bank will authorize to lend you to buy the property. Therefore, after this and finding a Real Estate agent, you can start checking which houses are available for purchase according to what is affordable for you.

Tundexi Tundexi · Answer 2 · 2021-10-18T12:10:03+02:00

After having budget, credit history and saving in order, my next step will be shopping for a mortgage.

Mortgage basically mean a loan used to purchase a home, land, real estate etc and are usually provided by a mortgage lender or a bank.

Mortgage agreement are mostly done with borrowers with good credit history because its shows they are capable of repayment of loans at intervals.

In this context, the shopping for Mortgage is the next best step because the requirement to be demanded by the Lender is already available with the Borrower.

Therefore, in conclusion, Option A is correct because the potential borrower will qualify for mortgage agreement from Lender.

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