Answer: The correct answer is "B) include the costs that savers incur to determine the credit worthiness of borrowers.".
Explanation: The information costs are all those in which the saver/investor must incur to acquire all the information that is useful for making investment decisions, a balance must be found between the cost of obtaining the information and the benefits that are can provide us
Information costs include the costs that savers incur to determine the credit worthiness of borrowers.